Compare car finance deals

Free eligibility check with no impact on your credit.

Bad credit & no deposit deals.

Get a car finance quote
Get a car finance quote

Check eligibility with no impact on credit score

Begin your car finance journey

Get started

How it works?

  • Apply for your loan

    Think on how much you want to borrow and over what period. Our panel of lenders will then run checks and get back to you on the Car-finance.

    Apply now
  • Receive the money

    Once approved, the money should hit your account same day. You can use it to make that car purchase or pay for holidays or home improvements.

  • Pay it back over time

    You’ll repay in monthly instalments across a period of between 1 and 5 years. You’ll pay back the amount borrowed and the interest.


Free advice. Get your car finance.

  • Find the most suitable finance deal for you
  • Applicable for customers with bad credit.
  • 15+ lenders on panel and no deposit offers

HP & PCP car finance

Hire Purchase. Personal Contract Purchase.

  • Fixed interested rates and no deposit deals
  • Part exchange deals with affordable options
  • Customers with poor credit accepted
HP & PCP car finance

Bad credit car finance

Affordable monthly payments.

  • Bad credit or IVAs? Check your eligibility now
  • Zero deposit car finance for bad credit
  • No impact on your credit score
Bad credit car finance

Finance calculator

  • 36months
  • 42months
  • 48months
  • 60months

This helps you get a more accurate finance estimate

Not sure about being approved?

Check finance eligibility

Won't affect your credit score

Your estimated examples

These estimates are subject to credit checks, and may change if you do apply for finance.

Loan amount£7,500
Length of Loan60 months
Monthly payment£0
Interest rate9.9% APR
Optional final payment£0
Amount of interest£0
Total payment£0

Meet our car finance lenders

We work with over 15 lenders offering 100+ HP and PCP deals so that you could have the best offer.


Personal loans

Looking to for a personal loan to purchase a car of your dream? See if a personal loan could be an option for you.

Learn more & apply

Types of Car Finance

Why Car-finance

  • 15+ lenders on panel
  • No deposit finance
  • Flexible monthly payments
  • Bad credit finance accepted
  • Instant decision

Hire Purchase (HP) finance

  • Fixed interest rates
  • No deposit deals
  • Part exchange deals with affordable options

Personal Contract Purchase (PCP) finance

  • Low interest rates
  • Low monthly payments
  • Trade in or replace for a new PCP deal
  • No annual mileage restrictions

Bad credit car finance

  • Bad credit considered
  • No deposit deals for customers with bad credit

Will I get accepted for car finance?

At Car-finance we have access to the UK's top car finance lenders, meaning that you have good chances of being accepted for car finance at the best available rate.

Who can apply

  • Age between 18 and 75 years
  • UK resident for at 3 years
  • Monthly income of £1,000+

Why choose us?

Get your car finance online

Get car finance options with no impact on your credit score. Rates starting from 9.9% APR.

Buy a car from any dealer

Once approved, collect or get your car delivered to you.

Car-finance quality assured

We’ll do a thorough vehicle HPI, full-service history and MOT check. Buy with confidence.