How it works?
Apply for your loan
Think on how much you want to borrow and over what period. Our panel of lenders will then run checks and get back to you.
Apply nowReceive the money
Once approved, the money should hit your account same day. You can use it to make that car purchase or pay for holidays or home improvements.
Pay it back over time
You’ll repay in monthly instalments across a period of between 1 and 5 years. You’ll pay back the amount borrowed and the interest.
Car-finance
- Find the most suitable finance deal for you
- Applicable for customers with bad credit.
- 15+ lenders on panel and no deposit offers
HP & PCP car finance
- Fixed interested rates and no deposit deals
- Part exchange deals with affordable options
- Customers with poor credit accepted
Bad credit car finance
- Bad credit or IVAs? Check your eligibility now
- Zero deposit car finance for bad credit
- No impact on your credit score
Finance calculator
- 36months
- 42months
- 48months
- 60months
This helps you get a more accurate finance estimate
These estimates are subject to credit checks, and may change if you do apply for finance.
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| Loan amount | £7,500 |
|---|---|
| Length of Loan | 60 months |
| Monthly payment | £0 |
| Interest rate | 9.9% APR |
| Optional final payment | £0 |
| Amount of interest | £0 |
| Total payment | £0 |
Meet our car finance lenders
We work with over 15 lenders offering 100+ HP and PCP deals so that you could have the best offer.
Types of Car Finance
Why MoneyRepublic
- 15+ lenders on panel
- No deposit finance
- Flexible monthly payments
- Bad credit finance accepted
- Instant decision
Hire Purchase (HP) finance
- Fixed interest rates
- No deposit deals
- Part exchange deals with affordable options
Personal Contract Purchase (PCP) finance
- Low interest rates
- Low monthly payments
- Trade in or replace for a new PCP deal
- No annual mileage restrictions
Bad credit car finance
- Bad credit considered
- No deposit deals for customers with bad credit
Will I get accepted for car finance?
At Car-finance we have access to the UK's top car finance lenders, meaning that you have good chances of being accepted for car finance at the best available rate.
Who can apply
- Age between 18 and 75 years
- UK resident for at 3 years
- Monthly income of £1,000+