Hybrid car finance

Free eligibility check with no impact on your credit.

Bad credit & no deposit deals.

Get a car finance quoteWe are a credit broker, not a lender.
Get a car finance quote

Check eligibility with no impact on credit score

We are a credit broker, not a lender.

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Moneyrepublic offers tailored hybrid car finance deals to suit your needs. Whether you prefer the flexibility of Personal Contract Purchase (PCP) or the straightforward approach of Hire Purchase (HP), we have options with low APR and no deposit required. Embrace the environmental advantages of hybrid cars while enjoying affordable financing.

How it works?

  • Apply for your loan

    To apply for your car finance to borrow money, decide on the amount you need and the loan term. Our lenders will assess your application and provide feedback promptly.

    Apply now
  • Receive the money

    If your application is approved, and you get a car finance quote, the funds will be deposited into your account the same day. Use the money towards your car purchase or other expenses.

  • Pay it back over time

    Repay the loan through manageable monthly payments over 1 to 5 years, covering the borrowed amount and interest. Start your application now to access the finance you need for your next car or personal requirements. Apply today for a swift and straightforward process.

Our Lenders

We work with over 15 lenders offering 100+ HP and PCP deals so that you could have the best offer.

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What is a hybrid car?

A hybrid vehicle combines the power of an internal combustion engine with an electric motor, driven by a battery. This dual-engine setup allows hybrids to produce fewer CO2 emissions and consume less fuel compared to conventional petrol or diesel cars. When driving at low speeds or over short distances, hybrid cars can run solely on electric power, further reducing their environmental impact. By seamlessly switching between the combustion engine and electric motor, hybrids offer improved fuel economy and contribute to a cleaner, greener future on the road.

Types of hybrid cars

Full-fledged hybrids (FHEVs)

Full-fledged hybrids, also known as parallel hybrids, are equipped with both a petrol engine and an electric motor. These cars can operate in electric-only mode at low speeds, relying on the petrol engine for higher speeds or when extra power is needed. Full hybrids seamlessly switch between the petrol engine and electric motor to optimize fuel efficiency. They use regenerative braking to recharge the battery, further enhancing their eco-friendly credentials. Popular examples include the Toyota Prius and Honda Insight.

Mild hybrids

Mild hybrids incorporate an electric motor that supports the petrol engine, but they cannot run solely on electric power. Unlike full hybrids, mild hybrids use the electric motor to assist the petrol engine rather than propelling the vehicle independently. This setup helps improve fuel efficiency and reduces emissions by enabling the petrol engine to operate more efficiently. Mild hybrids often feature start-stop technology, where the engine automatically switches off when idle to conserve fuel. This type of hybrid is ideal for drivers seeking enhanced fuel economy and lower emissions without the full electric capability of plug-in hybrids.

Plug-in hybrid vehicles (PHEVs)

Plug-in hybrid cars (PHEVs) combine a petrol engine with an electric motor that can be charged by plugging into an external power source. PHEVs offer the flexibility of driving in electric-only mode for shorter distances, making them ideal for urban commuting. When the electric charge is depleted, the petrol engine takes over, providing extended range and eliminating range anxiety associated with fully electric vehicles. This dual-power system allows plug-in hybrids to achieve impressive fuel efficiency and lower emissions compared to traditional petrol or diesel cars, making them a popular choice for environmentally conscious drivers. Examples include the Mitsubishi Outlander PHEV and BMW X5 xDrive45e.

Types of hybrid car finance

Hire Purchase

With hire purchase (HP), you spread the cost of the used hybrid car over fixed monthly payments, typically spanning two to five years. Unlike PCP, you'll own the vehicle outright once the final payment, including any option to purchase fee, is made. While a deposit is often required upfront, HP offers the benefit of predictable monthly payments throughout the agreement period. This straightforward finance option is ideal for those looking to eventually own their hybrid car without mileage restrictions.

PCP (Personal Contract Purchase)

Personal Contract Purchase (PCP) is a popular used hybrid car finance option that offers flexibility and lower monthly payments. With PCP, you pay an initial deposit followed by fixed monthly payments over a set term, typically two to four years. At the end of the agreement, you have three choices: return the car with no further obligations (subject to mileage and condition), purchase the car by paying a final balloon payment (also known as the Guaranteed Minimum Future Value), or part-exchange the car for a new one. PCP is suitable for drivers who prefer lower monthly commitments and the flexibility to decide on the car's future at the end of the term.

Bad credit hybrid car finance deals

Moneyrepublic offers finance solutions for hybrid cars designed for those with bad credit. You can check your options with a soft credit check that won’t impact your credit score. We know that every situation is unique, and we work to find the best used hybrid car finance options tailored to your needs, no matter your credit history.

Can I get hybrid car finance with no deposit?

Depending on your circumstances, you may be eligible for no deposit car finance for a hybrid vehicle. Our dedicated account manager can discuss available options tailored to your needs. Contact us today to explore the possibility of obtaining hybrid car finance with no deposit.

What do you need to apply for hybrid car finance

needs
To apply for car finance you need toRequirements
Your nameBe aged 18-75 years old
Date of birth and nationalityRequires initial deposit
Your recent address historyReceive a monthly income of £1,000 or above
Tour employment status
Your income and expenses

How much does a hybrid car cost?

In the UK, popular models like the Toyota Yaris Hybrid, Renault Clio E-Tech Hybrid, and Hyundai IONIQ Hybrid start at the following prices:

  • Toyota Yaris Hybrid: from around £20,000
  • Renault Clio E-Tech Hybrid: from around £19,000
  • Hyundai IONIQ Hybrid: from around £23,000
  • Environmental goals: Hybrid cars contribute to reducing greenhouse gas emissions and air pollution, aligning with environmental objectives.
  • Flexibility of conventional vehicle: Enjoy the convenience and range of a traditional petrol or diesel car alongside electric power.
  • Energy preservation: Hybrid technology optimises energy usage, enhancing fuel efficiency and reducing reliance on fossil fuels.
  • Regenerative braking: The braking system recaptures energy to recharge the battery, extending electric driving range.
  • Lower costs: Benefit from reduced fuel expenses, lower road tax, and access to ultra-low emission zones, resulting in overall cost savings.

Prices may vary based on model versions, optional features, and location. Get in touch with us for accurate pricing and finance options that make these eco-friendly hybrids even more accessible.

Benefits of getting hybrid car on finance

Hybrid cars offer a range of advantages that make them an attractive choice for environmentally conscious drivers:

  • Toyota Yaris Hybrid: from around £20,000
  • Renault Clio E-Tech Hybrid: from around £19,000
  • Hyundai IONIQ Hybrid: from around £23,000
  • Environmental goals: Hybrid cars contribute to reducing greenhouse gas emissions and air pollution, aligning with environmental objectives.
  • Flexibility of conventional vehicle: Enjoy the convenience and range of a traditional petrol or diesel car alongside electric power.
  • Energy preservation: Hybrid technology optimises energy usage, enhancing fuel efficiency and reducing reliance on fossil fuels.
  • Regenerative braking: The braking system recaptures energy to recharge the battery, extending electric driving range.
  • Lower costs: Benefit from reduced fuel expenses, lower road tax, and access to ultra-low emission zones, resulting in overall cost savings.

Why choose us?

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Once approved, collect or get your car delivered to you.

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We’ll do a thorough vehicle HPI, full-service history and MOT check. Buy with confidence.

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