How we make money

We’re dedicated to helping you save money and get your finances in good shape, so it will always be free for you to compare deals with us.

We get paid by the companies we work with, but the payment we get will never make any difference to how much you pay for your home services, lifestyle, money or insurance product or service.

We get paid in different ways, depending on the type of product or service you buy through us.

A flat fee payment

For some services, the companies we work with pay us a flat, fixed fee when you buy something through us. The amount we get paid is the same, regardless of how much you pay as a customer, and our fee has no bearing on the price you pay.

A commission fee

For some services, the companies you choose to buy from will pay us a commission fee.

With commission products we get paid a fee which may be a percentage of:

The total cost of the policy you buy

The length of the policy you buy

The amount of loan you take out

We normally receive the commission as a one-off payment in the first year after you buy, regardless of how long the insurance policy or loan is for.

The amount of commission we get from the provider never has any effect on what you pay, or the way we show you your options on results pages.

A click through fee

For some services, we get paid a flat, fixed fee when you click through from our site to buy your insurance policy from an insurer.

Any commercial agreement we have in place with a provider won’t affect how we compare or rank your quotes. We will always try to display them in a way that helps you get the best deal. This is why we’ve built filters and sorting functions into quote results listings where we can. Please note. We occasionally agree commercial arrangements with providers to advertise their products on site, including on our results pages.

How do we use your data?

Your personal information’s safety and security is very important to us, and we do everything we can to make sure you feel confident that your details will be kept secure when you use our site.

We use HTTPS protection on our site to encrypt your personal information and turn it into an unreadable code, and to help keep it secure as it’s sent from your computer or device to our website. When you enter a HTTPS protected area, a small padlock or key will be displayed at the bottom of the screen.

The main reason we process your personal data is to provide you with personalised comparison quotes that will help to save you money. For certain purposes – for example, to show you a list of quotes to compare – we may share your personal information with some other third parties when needed. These third parties would include our partners, service providers or our channel operators who design, run and maintain some of our channels.

You can find more details about how we use your personal data in our privacy policy.

How do you opt out of our emails?

You can unsubscribe from our emails by logging into your MoneyRepublic account and de-selecting emails – and any other form of communication you want to stop – in your MoneyRepublic profile settings.

If you receive an email with an unsubscribe link at the bottom, you can click this to stop receiving these emails from us. If there is no unsubscribe link, this is because you have requested it as part of a service, such as a car insurance quote. You do not need to unsubscribe from this, as it is a summary of the quotes you recently ran, and you will receive no further communications on that enquiry.

Our customer service and data request teams can also help you with any questions you have about your personal data or if you would like to exercise your individual data rights.

How do I report a scam?

If you think you’ve been targeted by fraudsters, stop all communication and report it to Action Fraud on 0300 123 2040 or at Actionfraud.police.uk.

If you think someone is impersonating MoneyRepublic, then please contact our customer services team.

For more information on the types of scams we’ve been seeing, please read our article to stay safe.

How do you find more help?

If you need more help or want to contact us, our help centre has all the information you need.