Car Finance in Birmingham

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Welcome to Moneyrepublic, your trusted source for car finance in Birmingham. We're here to make your journey to owning your dream car as smooth as a freshly paved road. Whether you're looking for bad credit car finance, no deposit options, or pay-as-you-go solutions in Birmingham, we've got you covered. Let's explore why car finance in Birmingham is a fantastic choice and how we can help you achieve it.

Birmingham Car finance calculator

£
  • 36months
  • 42months
  • 48months
  • 60months

This helps you get a more accurate finance estimate

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Won't affect your credit score

Your estimated examples

These estimates are subject to credit checks, and may change if you do apply for finance.

PCP
£0/pm
HP
£0/pm
Loan amount£7,500
Length of Loan60 months
Monthly payment£0
Interest rate9.9% APR
Optional final payment£0
Amount of interest£0
Total payment£0

Why Choose to Finance a Car in Birmingham?

Birmingham, the heart of the West Midlands, is a vibrant and diverse city where life moves fast. Owning a car in Birmingham provides the freedom to explore the city's bustling streets, from the historic Jewellery Quarter to the modern Bullring Shopping Centre. So, why should you consider car finance here?

  1. Variety of Options: Birmingham boasts an array of car finance options, making it accessible for everyone. Whether you're interested in HP Finance, PCP Finance, or pay-as-you-go deals, Birmingham has it all.
  2. Flexibility: With various car finance solutions, you can choose a plan that fits your budget and lifestyle. We'll help you find the perfect match.
  3. City Life Convenience: Navigating Birmingham's bustling streets and making the most of its attractions is much easier when you have a car. Car finance in Birmingham can make your daily commute a breeze.

Types of Car Finance Available in Birmingham

When it comes to car finance in Birmingham, you have several options to explore. Let's take a closer look at the two most popular choices:

HP Finance (Hire Purchase)

HP Finance, commonly known as Hire Purchase, is a straightforward way to spread the cost of your new car over a fixed term. You make monthly payments, and once the last payment is complete, the car becomes yours. It's an excellent option for those who plan to keep their car for the long term.

PCP Finance (Personal Contract Purchase)

PCP Finance, or Personal Contract Purchase, offers lower monthly payments than HP Finance. At the end of the agreement, you can choose to buy the car, return it, or upgrade to a new one. This flexibility makes it a popular choice for those who like to change their car every few years.

No Deposit & Bad Credit Car Finance in Birmingham

We understand that not everyone has the luxury of a hefty deposit or a sparkling credit score. That's why we're delighted to offer no deposit and bad credit car finance in Birmingham.

Your credit history shouldn't hinder your dreams of owning a car. We specialize in bad credit car finance, and we're committed to helping you secure the financing you need, even if your credit score isn't perfect.

No deposit? No problem! Our no deposit car finance options allow you to get behind the wheel of your dream car without a hefty upfront payment. This is a fantastic choice for those who want to keep their savings intact.

Get No Credit Check Car Finance in Birmingham

Worried about your credit history? Don't be. We offer no credit check car finance in Birmingham. This means your credit score won't be the sole determinant in your car financing approval. It's an excellent option for those looking to rebuild their credit while driving a reliable car.

Car dealerships you can find your next car in Birmingham

  • Motorpoint Birmingham

    2 Lichfield Rd, Birmingham B6 5SU

  • CarSupermarket.com Birmingham

    Mackadown Ln, Birmingham B33 0JJ

  • Fort Used Car Centre

    263 Bromford Ln, Washwood Heath, Birmingham B8 2SG

  • Smallbone & Son Cars

    116 Raddlebarn Rd, Selly Oak, Birmingham B29 6HQ

What Do I Need to Get Car Finance in Birmingham?

Getting car finance in Birmingham is a straightforward process, and we're here to guide you every step of the way. Here's what you'll need:

  • Proof of Identity: A valid UK driving license or passport.
  • Proof of Address: A recent utility bill or bank statement.
  • Employment Details: Information about your current job and income.
  • Bank Details: Your bank account details for direct debit payments.

We keep the application process simple, ensuring that you get the finance you need without unnecessary hassle.

Cars on finance is available to everyone in Birmingham

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Why you have to finance your next car with us?

Get your car finance online

Get car finance options with no impact on your credit score. Rates starting from 9.9% APR.

Buy a car from any dealer

Once approved, collect or get your car delivered to you.

Car finance quality assured

We’ll do a thorough vehicle HPI, full-service history and MOT check. Buy with confidence.

Geta a quote now

Why You Have to Finance Your Next Car with Us?

Choosing Moneyrepublic for your car finance in Birmingham is a decision you won't regret. Here's why we're your best choice:

  1. Expertise: We're experts in the field, and we know the Birmingham car finance market inside and out. We'll use our knowledge to secure the best deals for you.
  2. Customer-Centric Approach: Your satisfaction is our priority. We'll tailor your finance package to your unique needs, ensuring you're comfortable with your monthly payments.
  3. Quick and Easy Application: Our application process is designed for your convenience. It's quick, easy, and can be completed online from the comfort of your home.
  4. Wide Network of Lenders: We work with a broad network of trusted lenders, giving us access to numerous car finance options. We'll find a solution that suits you, whether you have perfect credit or a few blemishes.
  5. Transparent Terms: We believe in transparency. You'll have a clear understanding of the terms of your finance agreement, ensuring there are no surprises down the road.

Don't Delay, Get Your Dream Car Today!

Car finance in Birmingham has never been this accessible. Whether you're looking for no deposit options, bad credit car finance, or simply want to upgrade your ride, we're here to make it happen. Start your journey to owning your dream car today. Request a quote on our website and let's get you on the road in style. Birmingham car finance is just a click away!