Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
Begin your car finance journey
Get startedMoneyrepublic is your trusted broker for car finance in Northampton, offering tailored solutions to suit every budget. Whether you’re purchasing your first car, upgrading, or refinancing, we ensure the process is simple and transparent. From Personal Contract Purchase (PCP) to Hire Purchase (HP), we provide flexible options that cater to your needs. If you have poor credit or no deposit, our team specialises in connecting you to inclusive finance deals, helping you drive away in your dream car.
Meet our car finance lenders
Northampton Car finance calculator
- 36months
- 42months
- 48months
- 60months
This helps you get a more accurate finance estimate
Not sure about being approved?
Check finance eligibilityWon't affect your credit score
We are a credit broker not a lenderThese estimates are subject to credit checks, and may change if you do apply for finance.
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Loan amount | £7,500.00 |
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Length of Loan | 60 months |
Monthly payment | £0 |
Interest rate | 14.9% APR |
Optional final payment | £0 |
Amount of interest | £0 |
Total payment | £0 |
Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
PCP and HP Car Finance in Northampton
We offer two popular finance products: Personal Contract Purchase (PCP) and Hire Purchase (HP). PCP gives you the flexibility of lower monthly payments and a guaranteed minimum future value for your car, allowing you to keep, return, or exchange it at the end of the agreement. With HP, you spread the cost of your vehicle across affordable payments, gaining full ownership after the final instalment. Whether it’s a new car or a used vehicle, our team ensures your finance agreement is clear, affordable, and tailored to your needs.
Bad Credit Car Finance in Northampton
Finding car finance with poor credit is easy with Moneyrepublic. We specialise in helping customers secure bad credit car finance, working with a wide network of lenders to find the right deal for your circumstances. Whether you need finance for a used car or are upgrading, we focus on affordability and flexibility. Bad credit car finance works by assessing your financial situation rather than relying solely on credit scores. From consultation to securing your agreement, our team supports you every step of the way, ensuring you get a deal that works for you.
Get No Credit Check Car Finance in Northampton
No credit check car finance provides an opportunity for individuals with poor or limited credit histories to finance their next vehicle. This type of financing focuses on your current income and affordability rather than your credit score. Whether you’re looking for a family car or reliable transport for work, we help you secure a deal quickly and easily. Our no credit check finance products are especially helpful if you need guaranteed approval without affecting your credit file. With Moneyrepublic, driving away in a vehicle that suits your budget is achievable and stress-free.
Northampton No Deposit Car Finance
No deposit car finance allows you to secure a vehicle without the need for an upfront payment. At Moneyrepublic, we offer deals that cover the full cost of your car, allowing you to spread payments into manageable instalments. This option is perfect for those with limited savings, offering quick access to both new and used cars. To improve your chances of approval, maintain steady income, avoid missed payments, and consider a guarantor if necessary. Explore our no deposit car finance options today and enjoy driving without financial strain.
Car Dealerships You Can Find Your Next Car in Northampton
Motorpoint Northampton
Sir Frank Whittle Rd, Northampton DE21 4RX, United Kingdom
CarSupermarket.com Northampton
Carriers Rd, Northampton DE65 6PE, United Kingdom
Fort Used Car Centre
Unit 4, 5 Canalgate Park, Nottingham Rd, Spondon, Northampton DE21 7SN, United Kingdom
Smallbone & Son Cars
116 Raddlebarn Rd, Selly Oak, Birmingham B29 6HQ, United Kingdom
Who is eligible for car finance in Northampton?
To be eligible for car finance in Northampton, you need to meet the following criteria:
- Aged 18 to 75
- UK resident for at least 12 months
- Monthly income of £1,000 or more
Lenders typically require the following documentation:
- Proof of identity
- Proof of address
- Proof of income
Meeting these requirements ensures you can secure car finance. Moneyrepublic offers tailored car finance solutions to fit your needs. Visit our website to get a quote and explore your options today.
Benefits of using a car finance broker in Northampton
Choosing a broker like Moneyrepublic for your next vehicle offers numerous advantages:
- Broad Access: A wide network of lenders increases your chances of approval.
- Expert Advice: Tailored solutions to match your circumstances.
- Time Efficiency: We simplify the process, saving you effort.
- Flexible Options: Whether it’s a used car or a no deposit deal, we’ll find the right agreement for you.
- Transparency: Clear terms and honest guidance at every step.
Let Moneyrepublic guide you to the best finance deal for your vehicle today.
Car on finance is available to everyone in Northampton
Unemployed |
Self-employed |
In part time employment |
Zero hours contracts |
In receipt of benefit |
Young drivers |
Retired drivers |
Provisional license holders |
Carers allowance |
Disability allowance |
Ex bankrupt |
Bad credit ratings |
No credit history |
Military/Armed forces |
Why do you have to finance your next car with us in Northampton?
Get your car finance online
Get car finance options with no impact on your credit score.
Buy a car from any dealer
Once approved, collect or get your car delivered to you.
Car finance quality assured
We’ll do a thorough vehicle HPI, full-service history and MOT check. Buy with confidence.