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Check eligibility with no impact on credit score
We are a credit broker, not a lender.Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
Meet our car finance lenders
Our close relationships with major lenders means we can find the right finance product at the best rate, getting you keys to your next car fast.
Ready to get the keys to your dream vehicle? Request a car finance quote and we’ll find the perfect deal to put you behind the wheel.
Portsmouth car finance calculator
- 36months
- 42months
- 48months
- 60months
This helps you get a more accurate finance estimate
Not sure about being approved?
Check finance eligibilityWon't affect your credit score
We are a credit broker not a lenderThese estimates are subject to credit checks, and may change if you do apply for finance.
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| Loan amount | £7,500.00 |
|---|---|
| Length of Loan | 60 months |
| Monthly payment | £0 |
| Interest rate | 14.9% APR |
| Optional final payment | £0 |
| Amount of interest | £0 |
| Total payment | £0 |
Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
At Moneyrepublic, we specialise in helping you find the best car finance options in Portsmouth. Our commitment to transparency, integrity, and customer satisfaction ensures you get a straightforward, reliable service for financing your next car. Trust us to guide you through the process with ease.
We offer Hire Purchase (HP), where you make regular payments and own the car outright once the term ends. Alternatively, our Personal Contract Purchase (PCP) plan features lower monthly payments and gives you the flexibility to buy or return the car at the end of the contract.
Apply for bad credit car finance in Portsmouth
At Moneyrepublic, we believe you deserve the car you want, regardless of your credit history. Even with a less-than-perfect credit score, we can help you secure the financing you need.
Our dedicated team works with top bad credit lenders in the UK to offer you the best car finance options. We ensure the process is easy and hassle-free, so you can focus on choosing the right car.
Don’t let bad credit hold you back. With our expert support, you can get the car you need with confidence. Reach out to us today to explore your financing options and drive away happy.
Get no credit check car finance in Portsmouth
No credit check car finance means you can secure a loan without a thorough review of your credit history. This type of financing is ideal if you're concerned about your credit score affecting your application.
In Portsmouth, this option helps you avoid rejections that could worsen your credit situation. At Moneyrepublic, we use a ‘soft’ check to assess your financial situation without impacting your credit score.
Get the car you need without the worry of a credit check. Contact us today to learn how we can help you.
Portsmouth no deposit car finance
No deposit car finance lets you secure a vehicle without making an upfront payment. This option is perfect if you want to keep your savings for other needs or if you need a car quickly.
At Moneyrepublic, we offer no deposit car finance deals in Portsmouth, making it easier for you to get behind the wheel without an initial cost. While this approach can make the upfront expense more manageable, it’s important to remember that your monthly payments may be higher.
Lenders often provide no deposit deals to borrowers with better credit scores. You’re more likely to be approved for a no deposit arrangement if you opt for a PCP (Personal Contract Purchase) finance deal rather than Hire Purchase.
Get a quote today to explore how our no deposit options can suit your financial situation and drive away in the car you want.
Pay as you go car finance in Portsmouth
Pay as you go car finance (or black box car finance) is a flexible leasing option based on a Hire Purchase (HP) agreement. This system requires an initial payment plus scheduled monthly payments, making it easy to manage your budget.
At Moneyrepublic, we provide pay as you go car finance deals in Portsmouth. This option gives you the flexibility to control your payments, making car ownership more accessible and budget-friendly.
Get a quote today and discover how pay as you go car finance can work for you.
Dealerships you can find your next car in Portsmouth
United Car Centre
Nancy Rd, Fratton, Portsmouth PO1 5EH, United Kingdom
Walker Car Sales Retail ltd
382 London Rd, North End, Portsmouth PO2 9JY, United Kingdom
Seafront Motors Ltd
181 New Rd, Fratton, Portsmouth PO2 7QS, United Kingdom
Gravel Hill Car Sales
Unit 5a Ackworth Rd, Hilsea, Portsmouth PO3 5HU, United Kingdom
Who is eligible for car finance in Portsmouth?
To be eligible for car finance in Portsmouth, you must:
- Be aged 18-75 years old
- Have been a UK resident for at least 12 months
- Receive a monthly income of £1,000 or above
What do I need to get car finance in Portsmouth?
To qualify for car finance in Portsmouth, you will need:
- Proof of ID: Valid photo identification.
- Proof of Address: Recent utility bill or bank statement.
- Bank Statements: Recent statements to show your financial status.
- Payslips or Proof of Income: To verify your earnings.
- Small Deposit: If required by the finance plan.
Bring these documents to your finance appointment, and we’ll help you with the application process. Even if you face credit challenges or are self-employed, Moneyrepublic can find car finance solutions tailored to your needs.
Benefits of using a car finance broker in Portsmouth?
Using a car finance broker in Portsmouth offers several advantages. We provide access to a wide range of financing options, tailored to your specific needs. Our expertise ensures you find the best deals and negotiates on your behalf to get favourable terms.
Save time and avoid the hassle of dealing with multiple lenders. With our support, you can confidently secure the best car finance solution for you.
Car on finance is available to everyone in Portsmouth
Unemployed |
Self-employed |
In part time employment |
Zero hours contracts |
In receipt of benefit |
Young drivers |
Retired drivers |
Provisional license holders |
Carers allowance |
Disability allowance |
Ex bankrupt |
Bad credit ratings |
No credit history |
Military/Armed forces |
Why do you have to finance your next car with us in Portsmouth?
Get your car finance online
Get car finance options with no impact on your credit score.
Buy a car from any dealer
Once approved, collect or get your car delivered to you.
Car finance quality assured
We’ll do a thorough vehicle HPI, full-service history and MOT check. Buy with confidence.