Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
Begin your car finance journey
Get startedMoneyrepublic is your trusted partner for car finance in Sunderland, offering tailored solutions to help you secure the ideal finance option for your next car. Whether you're a first-time buyer or upgrading, we provide an easy application process that prioritises transparency, integrity, and your satisfaction. From used cars to new vehicles, our personalised plans, including Personal Contract Purchase (PCP) and Hire Purchase (HP), cater to your budget. Even if you have bad credit or no deposit, we connect you with inclusive options. Start your journey to driving the perfect car today.
Meet our car finance lenders
Sunderland Car finance calculator
- 36months
- 42months
- 48months
- 60months
This helps you get a more accurate finance estimate
Not sure about being approved?
Check finance eligibilityWon't affect your credit score
We are a credit broker not a lenderThese estimates are subject to credit checks, and may change if you do apply for finance.
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Loan amount | £7,500.00 |
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Length of Loan | 60 months |
Monthly payment | £0 |
Interest rate | 14.9% APR |
Optional final payment | £0 |
Amount of interest | £0 |
Total payment | £0 |
Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
PCP and HP Car Finance in Sunderland
We offer flexible Personal Contract Purchase (PCP) and Hire Purchase (HP) options to suit your needs in Sunderland. PCP provides low monthly payments with the flexibility to keep, return, or trade in your car at the end. HP allows you to spread the cost over fixed instalments, granting full ownership after the final payment. Both options are designed to suit different budgets and simplify the car-buying process. With our expertise, you can secure competitive rates from trusted lenders. Drive away with peace of mind and full control over your purchase.
Bad Credit Car Finance in Sunderland
Moneyrepublic specialises in bad credit car finance in Sunderland, helping you secure funding even with a low credit rating. We partner with multiple lenders who consider income and affordability over traditional credit checks, ensuring greater approval chances. Bad credit car finance provides an inclusive solution for buying used cars, enabling manageable payments and a chance to improve your credit over time. Our team supports you every step of the way, offering clear advice and tailored deals. With our guidance, you can secure a reliable vehicle without stress or worry.
Get No Credit Check Car Finance in Sunderland
No credit check car finance is ideal if you struggle with a poor credit history but need reliable transport. This option assesses your income and financial situation instead of using traditional credit checks. At Moneyrepublic, we offer no credit check car finance in Sunderland, working with FCA-compliant lenders to ensure you can afford the repayments. This is perfect for commuters, families, or anyone needing quick access to a vehicle. While interest rates may be higher, our team ensures transparency, helping you find a deal that suits your budget and price range.
Sunderland No Deposit Car Finance
With no deposit car finance in Sunderland, you can secure a vehicle without upfront costs. This flexible option spreads the full cost of the car into manageable payments, making it easier to stick to your budget. Moneyrepublic works with leading lenders to provide tailored solutions, so you can drive away quickly while keeping your savings intact. Boost your approval chances by maintaining a steady income, avoiding missed payments, or using a guarantor. Whether you’re buying your first car or upgrading, no deposit finance offers flexibility and control.
Car Dealerships You Can Find Your Next Car in Sunderland
Motorpoint Sunderland
Sir Frank Whittle Rd, Sunderland DE21 4RX, United Kingdom
CarSupermarket.com Sunderland
Carriers Rd, Sunderland DE65 6PE, United Kingdom
Fort Used Car Centre
Unit 4, 5 Canalgate Park, Nottingham Rd, Spondon, Sunderland DE21 7SN, United Kingdom
Smallbone & Son Cars
116 Raddlebarn Rd, Selly Oak, Birmingham B29 6HQ, United Kingdom
Who is eligible for car finance in Sunderland?
To be eligible for car finance in Sunderland, you need to meet the following criteria:
- Aged 18 to 75
- UK resident for at least 12 months
- Monthly income of £1,000 or more
Lenders typically require the following documentation:
- Proof of identity
- Proof of address
- Proof of income
Meeting these requirements ensures you can secure car finance. Moneyrepublic offers tailored car finance solutions to fit your needs. Visit our website to get a quote and explore your options today.
Benefits of using a car finance broker in Sunderland
Using a car finance broker has many advantages, including:
- Access to a range of lenders for competitive rates.
- Expert advice to suit your financial situation.
- Simplified process with professional guidance.
- Increased approval chances, even with bad credit.
- Personalised deals for your budget and needs.
Moneyrepublic saves you time and effort, making the journey to car ownership straightforward and stress-free.
Car on finance is available to everyone in Sunderland
Unemployed |
Self-employed |
In part time employment |
Zero hours contracts |
In receipt of benefit |
Young drivers |
Retired drivers |
Provisional license holders |
Carers allowance |
Disability allowance |
Ex bankrupt |
Bad credit ratings |
No credit history |
Military/Armed forces |
Why do you have to finance your next car with us in Sunderland?
Get your car finance online
Get car finance options with no impact on your credit score.
Buy a car from any dealer
Once approved, collect or get your car delivered to you.
Car finance quality assured
We’ll do a thorough vehicle HPI, full-service history and MOT check. Buy with confidence.